Insuring Drivers For Generations With Great Coverage & Service

Auto Insurance Through AAA

Getting the right auto insurance is an important decision. That’s why you can always expect more with insurance through AAA. You can always count on our agents to evaluate your specific needs and find you the right coverage at the right price.


Save on auto insurance through AAA with great new rates and discounts.1

Disappearing Deductible – Reduce your deductible every term you’re claim-free.

Claim-Free Rewards – Earn cash back or credits every term you’re claim-free.

Multiple-Car Discount – Save when you insure more than one vehicle through AAA.

Vehicle Safety Discount – For vehicles with a theft prevention or recovery device.

AAADrive™ Insurance Discount2 Improve your driving habits and save money on your auto insurance.

AAA Membership Discount3 Save up to 6% when you’re a AAA Member.

And More!

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You could save in many ways
when switching to auto insurance through AAA.

Great new coverages.

Enhanced Total Loss Replacement4 In the event of total loss, we’ll pay to replace your vehicle with a model 1-2 years newer.

Transportation Network Company (TNC) – If you drive for a ridesharing company, this could fill the gap in coverage that your company may not provide.

Extended Exterior Repair Option (OEM) Coverage5 Get original exterior parts from the manufacturer instead of aftermarket parts.

Loan/Lease Gap Coverage – We’ll cover the gap in what you owe on a loan or lease if it exceeds the actual cash value of your vehicle at the time of total loss.

Car Rental Coverage – We’ll pay for reimbursement for a car rental due to an accident.

And More!

1Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company or non-affiliated insurance companies. ©2020 The Auto Club Group. All rights reserved.

2AAADrive™ participation is optional. Subject to terms, conditions and availability. AAADrive Auto Insurance Discount is not available in all states. Download of the mobile app, activation of AAADrive and the ability to record journeys are required to receive the discount. Savings based on driving behavior. Discounts apply to select coverages only and may vary by state. Please refer to the Terms and Conditions to determine participation eligibility. Check your phone's eligibility at Google Play or the App Store by texting MobileApp to 99513. If your phone does not meet the requirements, you will not be able to download the app. Must meet minimum qualifications to maintain discount at renewal.

3AAA Member discount based on number of years as a member of AAA.

4Optional coverage that is available for additional cost. Coverage applies to certain covered total losses for certain covered autos subject to titling, purchase, loss occurrence time period and mileage requirements. Coverage is subject to all policy terms, conditions, exclusions and limitations. Subject to eligibility requirements

5Not available in IN and MN.

© 2020 AAA, All Rights Reserved