High-Yield Savings Facts and Fees

Know all there is to know about our High-Yield Savings Account—we’ve laid out all the facts and fees associated with it so you know exactly what you’re getting when you sign up.

Monthly service Fee
If the minimum monthly balance of $100 is not maintained, you will be charged a service fee
Excessive Withdrawal Service Charge
If you withdraw more than 6 times a month
$10.00 per withdrawal
ATM Withdrawal Fee
The fee charged when using a non-AAA ATM
Overdraft Fees
Overdraft Item/Non-sufficient Funds Fee
We’ll charge this to you if we pay for a transaction that you made but couldn’t pay for due to insufficient funds
$33.00 per item
Return Item Fee
A return item fee is charged when we must return a transaction you’ve made (i.e. a check you’ve written from an account with insufficient funds)
$33.00 per item
To Checking/Savings/Money Market
Use this account to cover overdrafts in your AAA checking account
$10.00 per transaction charged to your AAA Checking account
Account Services
Cashier’s Check Fee (customers only)
A check that’s guaranteed by our bank
Account Reconciliation Assistance
What we charge to help you balance your checkbook
$30.00 per hour ($30 minimum charge)
Account Research
What we charge if you request us to research your account
$30.00 per hour plus costs ($30 minimum charge)
Debit or ATM Card Replacement
Replace your card for a small fee
Rush Order for Debit or ATM Card
If you need a new Debit or ATM Card rush ordered
Foreign ATM Usage
$3.00 per transaction
Foreign Currency Conversion
Wire Transfers
Another way to send money from one account to another
Wire Transfer Fee (incoming, domestic)
Wire Transfer Fee (outgoing, domestic)
Wire Transfer Fee (incoming, international)
Wire Transfer Fee (outgoing, international)


*We may charge an international service fee equal to 2% of the amount of the transaction on any international transaction, such as a withdrawal from an ATM outside the United States (for example, an internet purchase from a foreign merchant). This fee applies regardless of whether the transaction occurs in U.S. Dollars.

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