Money Market Facts and Fees

We’re not into keeping any fees hidden from our customers. That’s why we’ve laid them all out for you here. Know what you’re getting when you sign up for a Money Market Account.

Monthly service Fee
If the minimum monthly balance of $1,500 is not maintained, you will be charged a service fee
Excessive Withdrawal Service Charge
If you withdraw more than 6 times a month
$6.00 per withdrawal
ATM Withdrawal Fee
The fee charged when using a non-AAA ATM
Overdraft Fees
From Personal Line of Credit
Insufficient funds will be covered by an approved variable rate loan that you can pay down or continue to use up to the approved amount
$10.00 per transaction
From Checking/Savings/Money Market
If you have another account with us and have authorized an automatic transfer in case of an overdraft, your insufficient funds will be covered by money in another account
$10.00 per transaction
Account Services
Cashier’s Check Fee (customers only)
A check that’s guaranteed by our bank
Account Reconciliation Assistance
What we charge to help you balance your checkbook
$30.00 per hour ($30 minimum charge)
Account Research
What we charge if you request us to research your account
$30.00 per hour plus costs ($30 minimum charge)
ATM Card Replacement
Replace your card for a small fee
Rush Order for ATM Card
If you need a new ATM Card rush ordered
Foreign ATM Usage
$3.00 per transaction
Foreign Currency Conversion

Wire Transfers

Another way to send money from one account to another
Wire Transfer Fee (incoming, domestic)
Wire Transfer Fee (outgoing, domestic)
Wire Transfer Fee (incoming, international)
Wire Transfer Fee (outgoing, international)

*We may charge an international service fee equal to 2% of the amount of the transaction on any international transaction, such as a withdrawal from an ATM outside the United States (for example, an internet purchase from a foreign merchant). This fee applies regardless of whether the transaction occurs in U.S. Dollars.

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