1 AAADrive Insurance Discount is available for Michigan auto insurance policies that are effective on or after August 1, 2019. Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. Insurance underwritten by MemberSelect Insurance Company.
AAADrive™ participation is optional. Subject to terms, conditions and availability. AAADrive Auto Insurance Discount is not available in all states. Download of the mobile app, activation of AAADrive and the ability to record journeys are required to receive the discount. Savings based on driving behavior. Discounts apply to select coverages only and may vary by state.
Please refer to the Terms & Conditions for the required, compatible, Android or iOS operating systems to determine participation eligibility. Android OS5.0/iPhones iOS10 and above operating systems required. Must meet minimum qualifications to maintain the discount at renewal.
The AAADrive™ application cannot detect who is the driver and who is the passenger during a Journey. If a Journey is recorded while you are a passenger (not driving) the Journey should be manually reclassified as Passenger. If a Journey is recorded while you are the driver, but another individual in the vehicle is actively using your phone, the Journey should be manually reclassified as Passenger. AAADrive™ users have up to 7 days to reclassify a journey. To do so, select My Journeys > Journey Details > Modify Journey Type.
2 Source: Second Strategic Highway Research Program Naturalistic Driving Study (SHRP 2 NDS)
3 AAA Foundation for Traffic Safety (2018). 2017 Traffic Safety Culture Index.