Every auto insurance policy AAA issues or renews after July 1, 2020, will start at the new default BI coverage level of $250k per person/$500k per accident. If your current coverage is already higher than the state defaults, then your policy will renew at its current limits. However, you can choose more coverage if you’d like, or you can add an umbrella policy for additional protection.
For most of our current policyholders, this will mean an increased BI premium. But the projected decreases in Personal Injury Protection (PIP) premiums should make up for that. As always, talk to your agent. They’re there to help provide information to you so you can make the decision that’s best for your situation.
*Please see the No-Fault Act for complete details. This summary is being provided for general information purposes only. Subject to regulatory approval. Discounts and savings opportunities subject to eligibility requirements. Coverage is subject to eligibility terms, conditions, exclusions and limitations. Subject to underwriting eligibility requirements. Insurance underwritten by Auto Club Insurance Association, Auto Club Group Insurance Company, MemberSelect Insurance Company or non-affiliated insurance companies.